NPCs are mortal foes - they roll to hit, can defend themselves, and want to survive.
- Commoner: Skills at 10 (50% base chance)
- Guard: Skills at 12 (60% chance)
- Veteran: Skills at 14 (70% chance)
- Elite: Skills at 16 (80% chance)
- Legendary: Combat skills at 18+ (90%+ chance)